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I’ve composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!


Step 1: Decide to Buy 


Are you looking for a lot of bedrooms and washrooms for your family? Do you want a pool in the backyard? Do you want to live close to a school or a mall? These are just some of the things you have to consider before start looking for a new home.

You also have to familiarize yourself with different types of ownership. Freehold is when it’s all yours, a condo is when you take care of the inside and pay your fees to an association, and co-op is similar to a condo but you rent a unit in the building and pay maintenance and repair fees.


Step 2: Hire an Agent


There are many real estate agents, which one is right for you?

They will be acting as your representative. You will need someone that you can trust and someone who understands what you want.

A few ways to look for your perfect Realtor:

  • Search internet for realtors in the area you want to buy, Contact Me.
  • Ask friends and family for a recommendation or Contact Me.
  • Search for a knowledgable realtor to assist you, Contact Me.


Step 3: Find your Home


First, before you go shopping you have to make sure you are ready financially. You can use my very handy affordability calculator by clicking here

One thing to keep in mind is your down payments. This is a percentage of the total cost of a home that you’ll need to pay. The more money you put down, the more you’ll save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. That way you would know upto what price range you can afford. 

You are free to go window shopping! You can go searching for houses according to the different neighbourhood surrounding you, check newspaper listings, websites, or even drop by any open houses that are being held in your area. Looking for houses can be really fun and exciting! You can browse listings using the smart listings search on my website, here.


Step 4: Make an Offer Now


Now that you’ve found the house, it’s time to make an offer. Here’s where your real estate agent comes in. They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions.

Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help get a price that you think is fair.


Step 5: Close the Sale


There will be closing costs associated with the sale. It can include inspections, and legal fees and taxes. But once that’s taken care of, you get your new house.

Congrats, welcome to your new home! You’re all ready to move in!

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